Insurance against civil liability in respect of the use of motor vehicles, and the enforcement of the obligation to insure against such liability. Codification. Motor Insurance Directive

2008/0049(COD)

PURPOSE: to codify legislation on insurance against civil liability in respect of the use of motor vehicles, and the enforcement of the obligation to insure against such liability.

PROPOSED ACT: Directive of the European Parliament and of the Council.

CONTENT: the purpose of the present proposal is to undertake a codification:

  • of Council Directive 72/166/EEC of 24 April 1972 on the approximation of the laws of the Member States relating to insurance against civil liability in respect of the use of motor vehicles and to the enforcement of the obligation to insure against such liability;
  • of the second Council Directive 84/5/ECC of 30 December 1983 on the approximation of the laws of the Member States relating to insurance against civil liability in respect of the use of motor vehicles;
  • of the third Council Directive 90/232/EEC of 14 May 1990 on the approximation of the laws of the Member States relating to insurance against civil liability in respect of the use of motor vehicles;
  • of Directive 2000/26/EC of the European Parliament and of the Council of 16 May 2000 on the approximation of the laws of the Member States relating to insurance against civil liability in respect of the use of motor vehicles (fourth motor insurance Directive);
  • of Directive 2005/14/EC of the European Parliament and of the Council of 11 May 2005 amending Council Directives 72/166/ECC, 84/5/ECC, 88/357/EEC and 90/232/EEC and Directive 2000/26/EC of the European Parliament and of the Council relating to insurance against civil liability in respect of the use of motor vehicles.

The new Directive will supersede the various acts incorporated in it. It will fully preserve the content of the acts being codified and hence does no more than bring them together with only such formal amendments as are required by the codification exercise itself.