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2021/0171(COD)

Consumer credits

Basic information

2021/0171(COD)

COD - Ordinary legislative procedure (ex-codecision procedure)

Directive

Repealing Directive 2008/48 2002/0222(COD)

Subject

1.20.09 Protection of privacy and data protection
2.50.04 Banks and credit
4.60.06 Consumers' economic and legal interests

Legislative priorities

Joint Declaration 2021
Joint Declaration 2022

Status

Procedure completed

Please go to Documentation gateway for any follow-up documents.

Key players

Key events

Date Event Reference Summary
30/06/2021 Legislative proposal published COM(2021)0347
08/07/2021 Committee referral announced in Parliament, 1st reading
12/07/2022 Vote in committee, 1st reading
12/07/2022 Committee decision to open interinstitutional negotiations with report adopted in committee
05/09/2022 Committee report tabled for plenary, 1st reading A9-0212/2022
12/09/2022 Committee decision to enter into interinstitutional negotiations announced in plenary (Rule 71)
14/09/2022 Committee decision to enter into interinstitutional negotiations confirmed by plenary (Rule 71)
23/05/2023 Approval in committee of the text agreed at 1st reading interinstitutional negotiations GEDA/A/(2023)003048 PE746.917
11/09/2023 Debate in Parliament
12/09/2023 Decision by Parliament, 1st reading T9-0304/2023
12/09/2023 Results of vote in Parliament
09/10/2023 Act adopted by Council after Parliament's 1st reading
18/10/2023 Final act signed
30/10/2023 Final act published in Official Journal

Technical information

Procedure Information
Procedure reference 2021/0171(COD)
Procedure type COD - Ordinary legislative procedure (ex-codecision procedure)
Nature of procedure Legislation
Legislative instrument Directive
Repealing Directive 2008/48 2002/0222(COD)
Other legal basis Rules of Procedure EP 165
Mandatory consultation of other institutions European Economic and Social Committee
Stage reached in procedure Procedure completed
Committee dossier IMCO/9/06432

Documentation gateway

  • Document type Committee Reference Date Summary
    Committee draft report PE696.560 31/01/2022
    Amendments tabled in committee PE719.796 03/03/2022
    Amendments tabled in committee PE719.856 03/03/2022
    Amendments tabled in committee PE729.906 15/03/2022
    Amendments tabled in committee PE729.905 15/03/2022
    Amendments tabled in committee PE719.857 15/03/2022
    Committee opinion ECON PE704.756 04/05/2022
    Amendments tabled in committee PE732.820 12/07/2022
    Committee report tabled for plenary, 1st reading/single reading A9-0212/2022 05/09/2022
    Text agreed during interinstitutional negotiations PE746.917 26/04/2023
    Text adopted by Parliament, 1st reading/single reading T9-0304/2023 12/09/2023
  • Document type Reference Date Summary
    Coreper letter confirming interinstitutional agreement GEDA/A/(2023)003048 26/04/2023
    Draft final act 00022/2023/LEX 18/10/2023
  • Document type Reference Date Summary
    Legislative proposal COM(2021)0347 30/06/2021
    Document attached to the procedure SWD(2021)0170 01/07/2021
    Document attached to the procedure SWD(2021)0171 01/07/2021
    Document attached to the procedure SEC(2021)0281 01/07/2021
    Commission response to text adopted in plenary SP(2023)525 19/12/2023
  • Document type Parliament/Chamber Reference Date Summary
    Contribution PT_PARLIAMENT COM(2021)0347 01/10/2021
    Contribution ES_PARLIAMENT COM(2021)0347 05/10/2021
    Contribution ES_PARLIAMENT SWD(2021)0171 05/10/2021
    Contribution ES_PARLIAMENT SWD(2021)0170 05/10/2021
    Contribution CZ_SENATE COM(2021)0347 10/11/2021
  • Institution/body Document type Reference Date Summary
    EDPS Document attached to the procedure N9-0060/2021 OJ C 403 06.10.2021, p. 0005 26/08/2021
    ESC Economic and Social Committee: opinion, report CES3601/2021 20/10/2021

Additional information

Source Document Date
EP Research Service Briefing 26/04/2023

Transparency

Meetings with interest representatives published in line with the Rules of Procedure

  • Name Role Committee Date Interest representatives
    BASSO Alessandra Shadow rapporteur IMCO 25/10/2022 Associazione Bancaria Italiana
    GALLÉE Malte Shadow rapporteur IMCO 14/10/2022 Verband der Privaten Bausparkassen e.V.
    391944723267-45
    GALLÉE Malte Shadow rapporteur IMCO 06/10/2022 Digital Lending Association e.V.
    MACMANUS Chris Shadow rapporteur for opinion ECON 15/06/2022 Klarna Bank AB
    GALLÉE Malte Shadow rapporteur IMCO 13/05/2022 European Federation of Building Societies
    Verband der Privaten Bausparkassen e.V.
    33192023937-30
    391944723267-45
    LEITÃO-MARQUES Maria-Manuel Shadow rapporteur IMCO 12/05/2022 ACCIS
    PIETIKÄINEN Sirpa Shadow rapporteur for opinion ECON 12/05/2022 Kaupan liitto ry - Finnish Commerce Federation
    YON-COURTIN Stéphanie Shadow rapporteur IMCO 11/05/2022 Tinka Holding B.V.
    GALLÉE Malte Shadow rapporteur IMCO 06/05/2022 WWF European Policy Programme
    1414929419-24
    JURZYCA Eugen Shadow rapporteur IMCO 28/04/2022 Združenie podnikateľov Slovenska
    Asociácia leasingových spoločností SR
    Česká leasingová a finanční asociace

Final act